• Been refused elsewhere?
   
• CCJs, arrears or defaults?
   
• Bad or adverse credit?
   
• Suffered a bankruptcy or IVA?
   
• No credit history?
   
• Self employed? No accounts?
   
• Repossession order?
   
• No proof of income?
   

If you are looking for a Secured Loan but have a poor, bad or low credit rating then we have selected the following companies that may be able to help you. Unlike many UK banks the following companies take a flexible approach to lending even if you have had CCJ’s or defaults in the past and we have made it easy to compare them via our online tables. To qualify you must however be a UK home owner and you are welcome to apply, even if you have been refused in the past.